FXStreet (Bali) - RBA Financial Stability Report notes that indicators of financial stress remain fairly benign, and that lending standards have been tighter this year.
Headlines via Reuters
Risks around housing and mortgage markets seem higher than average
Bank lending standards were weaker than first seemed, have now been tightened
Says lending risks appear to be "comfortably manageable" at this stage
But regulators seeking a "permanently stronger" level of bank lending standards
Risks growing in commercial property sector due to investor demand
Sees risk of downturn in Melbourne, Brisbane apartment markets due to oversupply
Tentative signs that sentiment is turning in Sydney, Melbourne housing markets
Possible some banks may have to slow their home lending yet further
Some investors might be under-pricing liquidity risk.
With the US Federal Reserve's first tightening since 2006 in prospect, the risk is that this combination of factors could trigger a sharp repricing in markets
Indicators of household financial stress remain fairly benign
Key challenge will be to keep lending standards tight given environment of low rates
Household and banking sectors are becoming better placed to manage the risk environment than they were a year or so ago
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